Commercial, Industrial, and Municipal clients are welcome. We have provided financing for all types of companies
ranging from Investment Grade Corporations to "Mom & Pops", including Start-Ups, LBO's, and Turnarounds.
Guidelines & Options:
- All Types from Loans or Capital Leases to Sale-Leasebacks
& Off-Balance Sheet Leases.
- Non-Bank Financing Alternative:
Preserve your credit lines for other uses
2- 100% financing with no downpayment required
3- An Operating Lease (if selected) can provide tax savings, increase
cash flow (due to smaller payments), and improve Balance Sheet ratios that may affect Bank Covenants, borrowing criteria, &
credit ratings. This option also provides greater flexibility to upgrade equipment at less cost when needs
or technology changes.
- Structured Loans/Leases: we can use creative
financing to handle difficult or unusual requests
- Small Ticket: Application-only
approvals up to $75,000 with good credit ($150,000 for hard collateral)- see Application below.
Ticket up to $15 Million (Single Transactions or Lines of Credit)
Ticket including Non-Investment Grade credits
Coverage (International on a case-by-case basis)
- Portfolio Purchases:
Single Transactions or On-going Facility
- Vendor Programs (non-recourse, private label, pre-funding options, soft costs can be included, co-branded marketing, technology exchange
& migration programs, servicing option, secure online "office" & customer application)
Leasing: funding for High Risk Transactions that are backed by venture capital
of Current Leases/Loans (to extend terms, reduce payments, & significantly improve a company's